See How Legal Terms Apply
Our Legal terms describe the conditions for opening and keeping an account, checking identity details, using wallet rails and requesting account changes. Access depends on local law, so you should confirm that our services are permitted where you are located before continuing. DANA, OVO, GoPay and
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QRIS references identify the payment records connected to your account; bank transfer and virtual account records may also appear when you use those routes. We may pause an account check when details do not match, a transaction needs clarification or a policy request is incomplete. The
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policy also explains how to contact us, how long records may be retained and how cookies support account security. If you are in Makassar, the same local-law wording applies as it does elsewhere in Indonesia. Read the full terms before opening an account and keep a
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copy for your own records.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.